Artisans
Assurart offers tailor-made insurance protections for the specific needs of artisans, with discounts for members of Conseil des métiers d’art du Québec.
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Members of Conseil des métiers d’art du Québec can benefit from a 15%* discount*
Coverage Includes :
Coverage for art made by you at your studio, at fairs, at exhibitions or in transit, as well as coverage for art objects entrusted to you for sale or for conservation work.
Unique basis of valuation in case of a loss: selling price less 20% for art objects made by you!
Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.
Property insurance can cover your:
Tools and materials
Furniture, computer, camera, etc.
Improvements made to your studio
Building
General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party in the course of your regular activities, while at an exhibition or a fair. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.
Example: the owner of your rented studio sues you for damages to the building following a fire that started in your studio.
Errors & Omissions Insurance because if you do conservation work no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.
Commissioned art/Public art
Covers work in progress where ever it is located: studio, workshop, etc. And while in transit
Covers up to the total value of the work, such as it appears on the contract
Covers your general liability
Faulty workmanship coverage now available! To cover the cost to redo or repair an artwork or an installation that was poorly done.
Worldwide coverage available!
*some eligibility criteria may apply.
