Body Art

Assurart offers tailor-made insurance protections for body painting and artists.

Coverage Includes:

Coverage for your shop to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc.   Property insurance can cover your:

• Tools and equipment

• Furniture, computer, etc.

• Improvements made to your studio

• Building

Business interruption covers extra expenses and loss of revenue following damage to insured property.

Coverage in case of a lawsuit

General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.

Example: the owner of your rented shop sues you for damages to the building following a fire that started in your shop.

Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the loss suffered by the plaintiff.

An infection, scar or allergic reaction might result in a lawsuit, whether the claim is true or alleged.