Insurance protections tailor-made to answer the specific needs of body painting and tattoo artists.
Coverage for your shop to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc. Property insurance can cover your:
- Tools and equipment
- Furniture, computer, etc.
- Improvements made to your studio
Business interruption covers extra expenses and loss of revenuefollowing damage to insured property.
Coverage in case of a lawsuit
- General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.
Example: the owner of your rented shop sues you for damages to the building following a fire that started in your shop.
- Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the loss suffered by the plaintiff.
An infection, scar or allergic reaction might result in a lawsuit, whether the claim is true or alleged.