Photo: Guy Lavigueur
Home insurance protects your investment against property damage caused by fire, water damage, theft and vandalism. It also protects your assets should you cause bodily injury or property damage to a third party: general liability covers the legal costs to defend you, and if found negligent, the amount you are legally obliged to pay as an indemnity to the third party who suffered harm.
There are advantages to combining your automobile insurance with the insurer that insures your home.
At assurart, we seek to offer you protections that are adapted to your needs and your budget.
Valuable objects insurance (art, wine, jewellery)
Most trust their home insurance policy will cover valuable objects. Unfortunately, it is not always the case as some insurance policies limit the indemnity payable per object while others simply exclude certain valuable items.
Some insurance policies are specifically designed to cover valuable objects, at home, at the cottage, while in transit, at the framer, at the art conservator or appraiser, etc.
At assurart we can help you find coverage that best answers your needs.
Did you know?
Most people think they are unlikely to become involved in a legal dispute, but an employment issue, faulty goods or a tax issue are actually very common.
Most families are unable to face the cost and complexities of the Canadian legal system without expensive legal help and advice.
Available to ASSURART Personal Lines clients for as little as $132 per year, a Legal Expense Insurance policy will allow you to defend or pursue your legal rights and reputation without worrying about the cost and stress involved to resolve the dispute.
With this policy, underwritten by ARAG, you would be covered up to $100,000 per claim and $1,000,000 per year for various disputes related to:
The insurance also includes:
For more information: https://youtu.be/TlxDd_yOOlk
To get a quote: Click here to fill out the application form. (Under construction)
1 Farrow, Trevor C. W.; Currie, Ab; Aylwin, Nicole; Jacobs, Lesley; Northrup, David; and Moore, Lisa, "Everyday Legal Problems and the Cost of Justice in Canada: Overview Report" (2016). Osgoode Legal Studies Research Paper Series. 150. http://digitalcommons.osgoode.yorku.ca/olsrps/150
2 Bruineman, B., “Steady Optimism – 2019 Legal Fees Survey” (8 avril 2019). Canadian Lawyer Magazine.