Errors & omissions insurance to cover the legal costs to defend you, as well as the indemnity you are legally required to pay. A coding error, a software malfunctioning or an integration problem might cause financial damage to a client or to users resulting in a lawsuit, whether the claim is true or alleged.
Intellectual property coverage to cover lawsuits for copyright infringement, plagiarism, libel, misappropriation of trade secret.
General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will pay the indemnity to the harmed person.
Property insurance to cover physical losses caused by fire, theft, vandalism and all other.