Insurance protections tailor-made to answer the specific needs of jewellers.
Members of Conseil des métiers d’art du Québec can benefit from a 15%* discount*
Coverage for jewellery made by you at your studio, at fairs, at exhibitions or in transit, as well as coverage for art objects entrusted to you for sale, appraisal or conservation work.
Unique basis of valuation in case of a loss: selling price less 20% for art objects made by you!
Coverage for raw materials including precious metals and stones.
Worldwide coverage available!
Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc. Property insurance can cover your:
- Tools and materials
- Furniture, computer, camera, etc.
- Improvements made to your studio
- Building
Coverage in case of a lawsuit
- General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.
Example: the owner of your rented studio sues you for damages to the building following a fire that started in your studio.
- Errors & Omissions insurance because if you do conservation or appraisal work no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.
Example: An jewellery appraised too low or a mistake in setting a stone might cause financial damage to a client resulting in a lawsuit, whether the claim is true or alleged.
Worldwide coverage available!
*some eligibility criteria may apply.
