Members of Canadian Association of Professional Conservators (CAPC) ou du Canadian Association for Conservation of Cultural Property (CAC) can benefit from a 15%* discount. Accredited members of the International Society of Appraisers- Canadian Chapter can benefit from a 10%* discount; certified members from a 15%* discount.
Coverage for art objects entrusted for appraisal or conservation work while at your studio, at the client’s premises or in transit.
- Available on an annual basis, or for a specific project
- High limits of coverage available
Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc. Property insurance can cover your:
- Tools and materials
- Furniture, computer, camera, etc.
- Improvements made to your studio
- Building
Business interruption covers extra expenses and loss of revenue following damage to insured property.
General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.
Example: the owner of your rented studio sues you for damages to the building following a fire that started in your studio.
Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.
Example: An artwork appraised too low or a mistake in a treatment might cause financial damage to a client resulting in a lawsuit, whether the claim is true or alleged.
Worldwide coverage available! *some eligibility criteria may apply.
