Insurance protections tailor-made to answer the specific needs of artists-run centers.
Members of le Regroupement des centres d’artistes autogérés du Québec can benefit from a 15%* discount.
Coverage for your operations
- Insurance for artworks on premises, in transit and while being exhibited;
- Insurance for the organization’s content : computers, furniture, projectors, improvements, etc.;
- Insurance for the building;
- General liability insurance;
- Business interruption insurance;
- Insurance for special events.
Coverage for your directors & officers because a not for profit organization, its directors and officers can be held personally and jointly liable for acts or omissions that occurred while performing their functions. Directors and officers can be held personally liable for not having adequately monitored or managed the organization. They can be held jointly responsible for acts committed by other directors and officers who sit on the same board.
The most common causes of lawsuits are:
- Breach of duty
- Employment practice
- Wrongful dismissal
- Misrepresentation/Non-disclosure
- Unremitted source deductions
- Defamation
Directors and officers liability Insurance is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, as indemnification for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for alleged wrongful acts in their capacity as directors and officers.
Unique: members of RCAAQ are also insured in case of lawsuits for copyright infringement, plagiarism, libel, and interference with the right to privacy.
*some eligibility criteria may apply.